Life Out of Context Problems and Diversification How prepared are you for black swan events? These improbabilities can gut your financial plan. So how do we cope with uncertainty? a month ago • 13 min read
Polyamory Thoughts on Polyamorous Financial Independence Freedom includes both loving whom you wish, as well as the power to walk away when needed. Polyam finances are important to both forms of freedom 2 months ago • 12 min read
Basics What is the First Mover Advantage? Businesses can gain competitive advantages by being the first in a market. Yet being the first mover also carries some risks. 3 months ago • 6 min read
Basics Joint Account or Separate Accounts? Joint vs separate accounts is a recurring topic, and I'm firmly a believer in the power dynamics of separate accounts that feed into joint ones. 5 months ago • 6 min read
Basics How To Make An Amortization Schedule Are you trying to evaluate loans or mortgages? Amortization schedules make finding the break-even point of discount points easy, and more. 5 months ago • 4 min read
Basics Using a Secured Credit Card to Build Credit Credit is sadly a necessary part of modern life in the US. I used a secured credit card to build credit, and I recommend it highly. 6 months ago • 5 min read
Basics Spend One, Save One Financial independence is neat, but what if you're a regular person who wants to adopt an easy personal finance strategy? 7 months ago • 7 min read
Basics What Your Savings Rate Says About You The percentage of your income that you save reveals much about your finances, especially about retirement goals. Here's what I read from them! 7 months ago • 6 min read
Basics What is an Unencumbered Asset? Assets can be unencumbered, or they can have outstanding claims against them. For example, a house with no mortgage is unencumbered. 10 months ago • 3 min read
Basics What is the Mean Reversion Strategy? Mean reversion is the idea that poor performance will rise to average, and stellar performance will fall back to the average over time. a year ago • 4 min read
