Finance Why is Household Finance Important? Household finance is hardly discussed by academics despite its size. Yet there are useful insights into the credit cycle and lifetime wealth relevant to you. 2 months ago • 6 min read
Finance The Sigmoid Function in Business aka the S-Curve There's much talk in the FIRE world about exponential growth. Yet that is only half the story, because in the real world the sigmoid reigns supreme. 2 months ago • 7 min read
Basics Worker Cooperatives, Consumer Co-ops, and Corporations Each of this trio of structures pursue three different agendas for the benefit of three classes of people: shareholders, workers, and consumers. 2 months ago • 4 min read
Finance What Is the Covered Call Investing Strategy? What if the market is moving neither up nor down, but sideways? What if you need cash flow? Then perhaps the covered call strategy is called for. 3 months ago • 4 min read
Basics Is a Credit Union Better Than a Bank? In the saga of avoiding patronage of for-profit companies, I started out with a local credit union. Their advantages over banks suit my lifestyle well. 3 months ago • 3 min read
Finance What are Exchange Traded Notes or ETN? Exchange traded notes are not to be confused with the similarly named exchange traded funds. ETNs are more akin to bonds. 3 months ago • 1 min read
Finance Kinksters Need Help With Finances Financial literacy is scarce amongst kinksters, and it's not uncommon to find them practising BSDM on a budget. This is despite many being business-savvy. 4 months ago • 2 min read
Basics What are T-Notes and the Bond Market? Stocks, bonds, and notes are three staple assets for investors seeking growth or stability. Bonds and notes are the more stable assets. But what is a bond? 4 months ago • 2 min read
Finance Using Balance Sheets to Track Finances Take a moment in time and freeze it. Tally up all your assets and liabilities, and that snapshot is your balance sheet. So what is a balance sheet good for? 5 months ago • 4 min read
Finance What is a Holding Company? Similar to how there are active and passive investments in the personal finance world, there are operating companies and holding companies in the business world. 5 months ago • 5 min read
