Basics What is the Mean Reversion Strategy? Mean reversion is the idea that poor performance will rise to average, and stellar performance will fall back to the average over time. 15 days ago • 4 min read
Finance Business is Hard, and Cooperatives Will Fail Cooperatives speak to the dream of equitable workplaces and profit-sharing that enriches communities, yet that dream is loaded with pitfalls and traps. 17 days ago • 12 min read
Basics What is a Sinking Fund? Do you have a large one-off purchase coming up in the future? Start setting aside money now! This is the basic principle behind sinking funds. 2 months ago • 3 min read
Run Your Life as a Business The War Chest and Taxable Accounts The war chest is a business tool for handling rapid shifts. As I have the potential for immense income, I focus on my war chest instead of an emergency fund. 2 months ago • 7 min read
Finance Why is Household Finance Important? Household finance is hardly discussed by academics despite its size. Yet there are useful insights into the credit cycle and lifetime wealth relevant to you. 4 months ago • 6 min read
Finance The Sigmoid Function in Business aka the S-Curve There's much talk in the FIRE world about exponential growth. Yet that is only half the story, because in the real world the sigmoid reigns supreme. 4 months ago • 7 min read
Basics Worker Cooperatives, Consumer Co-ops, and Corporations Each of this trio of structures pursue three different agendas for the benefit of three classes of people: shareholders, workers, and consumers. 4 months ago • 4 min read
Finance What Is the Covered Call Investing Strategy? What if the market is moving neither up nor down, but sideways? What if you need cash flow? Then perhaps the covered call strategy is called for. 5 months ago • 4 min read
Basics Is a Credit Union Better Than a Bank? In the saga of avoiding patronage of for-profit companies, I started out with a local credit union. Their advantages over banks suit my lifestyle well. 6 months ago • 3 min read
Finance What are Exchange Traded Notes or ETN? Exchange traded notes are not to be confused with the similarly named exchange traded funds. ETNs are more akin to bonds. 6 months ago • 1 min read
